Blindsided by the Dominoes

Blindsided by the Dominoes

Most financial plans fail during the “decumulation” phase, primarily because retirees are blindsided by the domino impact of taxes. Over the past 25, 30, 35, 40 years you have likely been working with a money manager, financial advisor, or some type of...
Sense of Urgency

Sense of Urgency

Taxes will go up – you are running out of time to get ahead of the changes. 60 million Baby Boomers will retire by the end of this decade. They will go from paying into Social Security and Medicare to drawing on Social Security and Medicare. There are two ways...
Tethered to the IRS for life

Tethered to the IRS for life

95% of Americans are going to pay taxes the rest of their lives…even during their retirement years! Why? Because they will report INCOME on their tax returns. Why? Because their savings is in assets where the distributions are taxable. How much of your retirement...
Riddled With Risks

Riddled With Risks

Your Wealth Distribution years begin when you decide to slow down or stop working and you transition from saving money to spending the money you have saved. Most people are simply unaware of the risks they face with their money once they start spending what they’ve...
$27 Trillion | $24 Trillion

$27 Trillion | $24 Trillion

National Debt = $27 Trillion Tax-deferred Money = $24 Trillion Ever wonder why “They” don’t talk about the National Debt? If you would prefer not to subject your 401k, IRA, 403b or SEP to the Government’s solution to the National Debt, then perhaps you should pay your...